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Investing in a Vacation Rental Home: Location, Location, Location

Joan Talmadge | 2/27/2026
Investing in a Vacation Rental Home: Location, Location, Location

Location is one of the biggest drivers of both purchase price and rental income for a vacation rental home. In coastal markets like Cape Cod, Martha’s Vineyard, and Nantucket (and beach destinations nationwide), even small differences—walkability, water views, and proximity to the shoreline— can have an outsized impact on demand.

Not surprisingly, many vacationers prefer to be within walking distance—roughly a half mile or less—of a beach and are often willing to pay a premium for that convenience. Homes this close to the water typically command higher purchase prices as well, compared with properties located farther inland.


The ocean isn’t the only draw

While the ocean is a major attraction, it isn’t the only one. The region is home to hundreds of lakes and ponds, and properties near freshwater are often more affordable—both for buyers and for renters—than those near the ocean.

Lakes and ponds offer many of the same pleasures vacationers seek: swimming, kayaking, and fishing, often in a more tranquil setting. Homes that sit on the water (not necessarily beachfront) or offer a water view are especially desirable. Guests frequently mention how much they enjoy morning coffee or an evening glass of wine while taking in the view—and they are often willing to pay more for that experience.


How proximity to salt water can affect rental rates

While every market is different, rental pricing in coastal areas often follows a clear pattern: walkability and water access tend to increase demand, and demand often supports higher rates. The ranges below are intended as a practical framework—use comparable rentals in your specific area to confirm what’s realistic for the home you’re evaluating.

Typical weekly-rate premiums by location (ranges vary by town and season)

  • Walk to beach vs. inland: often 20–35% higher
    Homes within a short walk of the beach (generally a half mile or less) frequently command higher weekly rates than comparable inland properties. Guests value the ability to stroll to the beach—even without a water view.
  • Waterfront vs. inland: often 30–45% higher
    True waterfront properties typically generate stronger demand and command higher rates than inland rentals. Not all waterfront is the same: some homes sit directly on salt water but lack a usable beach, while others are located on ponds or lakes and offer a different (sometimes more serene) experience.
  • Beachfront vs. inland: often 70–120% higher
    Homes where guests can step directly onto the sand and enjoy unobstructed ocean views tend to occupy the highest tier. True oceanfront properties often achieve higher rates than lakefront or pond-front homes, reflecting both demand and the perceived prestige of ocean frontage.

The most desirable (and typically most expensive) combination is often a property that is both walkable to a beach and offers a water view—or is waterfront with convenient access to a usable beach. When guests can enjoy the water in multiple ways, they often expect a premium experience—and the rate tends to follow.


Freshwater waterfront: value opportunities for buyers

In many Cape and Islands areas, lakefront and pond-front homes can deliver a compelling mix of water-oriented vacation appeal at a more approachable purchase price than ocean-adjacent property.

These homes can be especially attractive when they’re “activity-ready.” Providing kayaks, paddleboards, or other watercraft (where appropriate) can increase appeal and help justify stronger rental rates by turning the property into an easy, all-in-one retreat.


Investor takeaway: use location to define your strategy

When you’re evaluating a vacation rental purchase, location isn’t just a feature—it’s a strategy. Ocean proximity and walkability may support higher peak-season rates, while freshwater or inland settings may offer a lower cost of entry and strong family appeal.

  • Start with demand: What do guests consistently pay more for in that specific town or neighborhood?
  • Confirm with comparables: Compare homes with similar size, condition, and amenities.
  • Think about seasonality: Some locations perform best in peak weeks; others attract broader shoulder-season stays.
  • Match the property to the experience: Walkable beach, water views, or “on-the-water” access should feel effortless for guests.

FAQ: Location and vacation rental pricing

Q: How close to the beach do guests want to be?

A: Many guests strongly prefer homes within roughly a half mile of a beach. Walkability is a major convenience factor and can influence both demand and pricing.

Q: Are lakefront and pond-front rentals competitive with ocean locations?

A: They can be. Freshwater settings often offer a quieter experience and can be more affordable for buyers and renters, while still delivering the water-based activities many vacationers want.

Q: What location features justify higher weekly rates?

A: Walkability to a beach, water views, and true waterfront access are among the most common drivers of pricing premiums. The strongest results usually come from a combination of convenience and an experience that feels distinctly “vacation.”

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About Joan Talmadge

About Joan Talmadge: What began in 1996 as a way for Jeff and me to rent our Cape vacation home soon grew into WeNeedaVacation—and an entirely new career for me after years in education and publishing. Nearly three decades later, we're still at it, now with a wonderfully talented team and two of our children working alongside us. We live on the Cape year round, and it truly is magical in every season.